What Passengers Should Know About Uber and Lyft Liability After a Crash
Rideshare services like Uber and Lyft make transportation easy, but when a trip ends in a crash, passengers are often unsure who pays for their injuries. Because rideshare insurance works differently from regular auto insurance, understanding your rights can make a big difference in your claim. Please contact a skilled rideshare accident attorney now if you were injured in a Lyft or Uber accident.
You’re Usually Not at Fault — and That Helps Your Case
Passengers are almost never responsible for causing a rideshare accident.
That means the focus is on whether your driver, another driver on the road, or both were negligent.
Since you’re not at fault, you can pursue compensation from whichever insurance policies apply.
The $1 Million Rideshare Policy Doesn’t Apply in Every Situation
Uber and Lyft provide up to $1 million in liability coverage for active rides—meaning once the driver has accepted your trip and is transporting you. During this period, rideshare insurance is generally the primary source of compensation for your injuries.
If the driver wasn’t logged into the app or wasn’t in active ride mode, then their personal auto insurance usually applies instead.
More Than One Insurance Policy May Cover You
In many rideshare accidents, multiple parties share responsibility.
You may have claims against Uber or Lyft’s insurance, the rideshare driver’s personal policy, or the other driver’s insurer.
This layered coverage often increases the chances of full compensation.
You’re Still Protected If the At-Fault Driver Is Uninsured
Rideshare companies typically include uninsured/underinsured motorist coverage.
This can help pay for your injuries if the at-fault driver has no insurance, not enough coverage, or flees the scene.
Take Steps to Protect Your Claim
Even though passengers rarely share fault, it’s still important to gather information after a crash.
Call 911, document the scene, screenshot your ride details, and seek medical care promptly.
Avoid giving recorded statements to insurers until you speak with an attorney.
You May Be Entitled to Significant Compensation
Injured passengers can seek damages for medical bills, lost wages, pain and suffering, and long-term effects like disability or ongoing treatment needs.
An experienced personal injury attorney can help identify all available coverage and negotiate a fair settlement.
Contact Justice Through Compensation for Help
If you or a loved one was injured in an accident, please know that the law firm of Justice Through Compensation is here to help. Our legal team is skilled, experienced, and passionate in their representation. Let us shoulder the burden of an injury claim or lawsuit while you focus on healing from your injuries. Contact us today for the quality legal help you deserve.