What Can I Do Legally If I Was Injured in a Rideshare Accident?
Rideshare services like Uber and Lyft have become a convenient way to get around, but accidents can happen just like with any other vehicle. If you’ve been injured in a rideshare accident, you may be wondering about your legal options. Here’s what you need to know about your rights and the steps you can take to get the compensation you deserve.
Seek Medical Attention Immediately
Your health is the top priority. You should seek medical care as soon as possible after your accident.
This is true even if you don’t feel injured right away. Some injuries, like whiplash or internal damage, can take time to appear.
Get checked out by a medical professional as soon as possible and keep records of all medical treatments.
Report the Accident
Notify law enforcement so they can document the accident.
A police report can be crucial evidence in your case.
Also, report the accident through the rideshare company’s app to ensure that they are aware of the incident.
Gather Evidence
If possible, collect evidence at the scene. Key pieces of evidence include:
- Photos and videos of the accident scene, vehicle damage, and visible injuries,
- Contact information for witnesses, and
- Insurance details of all involved drivers.
Determine Liability
Liability in a rideshare accident can be complex. Depending on the circumstances, responsible parties may include:
- The rideshare driver – If they were negligent, such as driving recklessly or distracted, they may be liable.
- Another driver – If a third-party driver caused the accident, their insurance would likely be responsible.
- The rideshare company – Uber and Lyft provide insurance coverage, but whether they cover your injuries depends on what the driver was doing at the time of the accident.
Understand Rideshare Insurance Coverage
Rideshare companies provide different levels of coverage based on the driver’s status. For example, if an accident occurs while the rideshare driver is offline or not logged in, then the driver’s personal auto insurance applies.
If an accident occurs when the driver is logged in and doesn’t have a passenger, then the rideshare company provides limited liability coverage.
If your accident happens when your driver is logged in and you’re in route to your destination, Uber and Lyft provide up to $1 million in liability coverage and uninsured/underinsured motorist coverage.
File an Insurance Claim
Depending on who is at fault, you may file a claim with:
- The rideshare driver’s personal insurance,
- The rideshare company’s insurance,
- Another driver’s insurance, or
- Your own insurance (if you have applicable coverage such as uninsured motorist protection).
Consider Legal Action
If insurance does not fully cover your damages, you may need to pursue a personal injury lawsuit. A lawsuit can help recover compensation for:
- Medical bills,
- Lost wages,
- Pain and suffering, and
- Other damages related to your injuries.
Consult a Personal Injury Attorney
Because rideshare accident claims can be complicated, consulting an attorney can help you understand your legal options and maximize your compensation.
An attorney can negotiate with insurance companies and, if necessary, represent you in court.
Contact Justice Through Compensation for Help
If you or a loved one was injured in an accident, please know that the law firm of Justice Through Compensation is here to help. Our legal team is skilled, experienced, and passionate in their representation. Let us shoulder the burden of an injury claim or lawsuit while you focus on healing from your injuries. Contact us today for the quality legal help you deserve.