Understanding Property Damage in a Personal Injury Case
When people think of personal injury claims, they often focus on bodily harm and medical expenses. However, property damage can also be a significant part of a claim, especially in motor vehicle accidents. If your property was damaged due to someone else’s negligence, it is important to understand your rights and how to pursue compensation.
What Is Property Damage in a Personal Injury Case?
Property damage refers to harm caused to your personal belongings as a result of an accident. Common examples include:
- Damage to your car in a motor vehicle accident,
- Destruction of personal items (for example, phones, clothing, and luggage), and
- Damage to real property (for example, fences and landscaping).
In most personal injury claims, vehicle damage is the most common form of property damage.
How Is Property Damage Compensated?
Property damage compensation typically covers:
- Repair costs – The cost to restore your property to its pre-accident condition,
- Replacement costs – If the property is totaled or beyond repair, you may recover the fair market value or replacement cost, and
- Loss of use – In the case of vehicles, this may include rental car expenses while your car is being repaired.
Please note that to maximize your compensation, you’ll want to provide as much evidence as possible. This includes evidence that another party was at fault for the accident, your property was damaged as a direct result of the accident, and the extent and value of the damage.
Key pieces of evidence often include photographs, repair estimates, receipts, and expert assessments.
Property Damage vs. Personal Injury Claims
While often part of the same lawsuit or insurance claim, property damage and personal injury claims are technically separate.
Property damage claims are typically resolved faster and can often be handled directly with insurance companies.
Personal injury claims, involving medical treatment and recovery, may take longer and require litigation.
Working with an Attorney
An experienced personal injury attorney can help ensure that both your property and injury claims are properly documented and pursued.
This is especially important if the other party disputes liability or if your losses are significant.
Contact Justice Through Compensation for Help
If you or a loved one was injured in an accident, please know that the law firm of Justice Through Compensation is here to help. Our legal team is skilled, experienced, and passionate in their representation. Let us shoulder the burden of an injury claim or lawsuit while you focus on healing from your injuries. Contact us today for the quality legal help you deserve.
* Main image at top by freepik